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khannanfinance@gmail.com
Educational institution upgrade supported by education infrastructure loan

Our School & College Finance Solutions

We provide customized funding support for

  • School and college building construction
  • Educational Infrastructure development
  • Classroom, laboratory & library expansion
  • Hostel and campus facility construction
  • Smart classrooms & digital learning setup
  • Furniture, equipment & academic resources
High Value Funding for Schools

Who Can Apply?

Our education finance solutions are suitable for

  • Private and public schools
  • Colleges and universities
  • Educational trusts & societies
  • Training institutes with maximum 10 branches and academic organizations

Uses of School & College Finance

School and college finance can be availed for,

  • New school or college setup
  • Campus expansion and modernization
  • Construction of classrooms, auditoriums, and hostels
  • Purchase of educational equipment and furniture
  • Working capital for institutional operations

Eligibility Criteria

To apply for school and college finance, institutions should

  • Be a registered educational entity
  • Have stable operational history
  • Maintain clear statutory approvals
  • Demonstrate repayment capacity

Empower your institution with the right financial support.

Apply for School & College Finance with Khannan Finance now.

Basis of Comparison School & College Finance Education Business Loan
Purpose Exclusive funding for schools and colleges General funding for education related businesses
Business Size Small turnover and limited operational scale High turnover with structured operations
Loan Tenure Long term, up to 10-15 years Short to medium term
Loan Amount High value funding for infrastructure Smaller amounts for operations or business needs
Repayment Structure Aligned with academic and operational cash flows Based on borrower’s creditworthiness and income
Eligible Institutions Schools, colleges, universities Coaching centers, training institutes, small educational ventures
Ideal For Campus expansion, digital classrooms, labs, hostels Business setup, short-term operational funding

FAQ's

School and college finance refers to institutional funding solutions designed to support infrastructure development, campus expansion, working capital, technology upgrades, and operational expenses for educational institutions such as schools, colleges, and universities.

Eligibility typically includes,

  • Registered schools, colleges, trusts, or societies
  • Minimum 3-5 years of operational history
  • Recognised by relevant education boards or universities
  • Stable student enrollment and fee collection track record

Common financing options include,

  • Infrastructure and campus development loans
  • Term loans for classrooms, hostels, and labs
  • Working capital and cash flow loans
  • Equipment and technology financing
  • Loan against property (LAP) for institutions

Interest rates for school and college finance generally range from,

  • 8.75% to 14% per annum

Rates vary based on institution stability, collateral, and lender type.

Loan amounts depend on project size and financial strength,

  • ₹25 lakhs to ₹100+ crores

Lenders typically fund 60% to 70% of project or property value.

Loan tenure usually ranges between,

  • 5 to 15 years

Longer tenures help institutions manage EMIs aligned with academic cash flows.

Yes, most loans are secured, with collateral such as,

  • School or college land and buildings
  • Additional institutional or promoter owned property

Some working capital facilities may be partially unsecured.

Repayment is usually structured to match academic cash cycles and may include,

  • Flexible repayments Monthly or quarterly EMIs
  • Seasonal repayment flexibility
  • Moratorium during construction or expansion phase

Approval timelines generally range from,

  • Min 3 days to 45 working days

NBFCs may offer faster processing than traditional banks, sanctioning within 48 hrs

Common documents include,

  • Trust or society registration documents
  • Affiliation and recognition certificates
  • Audited financial statements
  • Land and building ownership papers
  • Student strength and fee structure details

Yes. School and college finance can be used for,

  • New academic blocks
  • Hostels and staff quarters
  • Libraries, laboratories and sports facilities
  • Smart classrooms and digital infrastructure

Yes. Lenders often provide,

  • 6 to 24 months moratorium, or the duration of development

especially for construction, renovation, or capacity expansion projects.

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