We offer comprehensive corporate loan solutions designed to meet the diverse financial needs of businesses across industries. From working capital support to large scale project funding, our services ensure quick access to capital with expert guidance at every stage.
Get High scale Corporate finance| Aspect | MSME Loan | Corporate Loan |
|---|---|---|
| Target Borrowers | Micro, Small, and Medium Enterprises (MSMEs) | Medium to large companies and corporates |
| Business Size | Small turnover and limited operational scale | High turnover with structured operations |
| Loan Amount | Usually up to ₹50 lakh - ₹50 crore | ₹5 crore to several hundred crores |
| Purpose | Working capital, small expansion, equipment purchase | Large scale expansion, projects, acquisitions, working capital |
| Eligibility Criteria | Based on MSME registration, turnover, and basic financials | Based on audited financials, cash flow, credit rating |
| Documentation | Minimal documentation | Detailed financial and legal documentation |
| Interest Rates | Generally lower due to government schemes | Market linked, depends on risk and profile |
| Collateral Requirement | Often unsecured or partially secured | Mostly secured (assets, guarantees, collateral) |
| Repayment Tenure | Short to medium term | Medium to long term |
A corporate loan is a type of financing provided to businesses, companies or enterprises to meet working capital needs, expansion plans, equipment purchase or operational expenses. Corporate loans are usually offered as term loans, working capital limits or structured corporate financing solutions.
The meaning of corporate loans refers to credit facilities offered by banks, NBFCs, and private finance companies to registered businesses, MSMEs and large corporations to support growth, cash flow and capital investments.
The common types of corporate loans include
Corporate business loans can be applied by
Loan consultants and corporate DSAs in Chennai help businesses choose the right option.
A loan DSA (Direct Selling Agent) acts as a bridge between borrowers and lenders. DSAs help with
They operate as loan distributors for business loans, home loans and mortgage loans.
A corporate DSA connects businesses with banks, NBFCs and lending institutions to offer customized corporate financing solutions, competitive interest rates and faster disbursal compared to direct bank applications. They also support structured funding through multiple bank consortium arrangements, mergers and large financing requirements, helping businesses secure optimal funding solutions at better negotiated rates.
The best business loan service provider loan consulting firm like KFIS offering unsecured and secured business loan services.
Both fall under corporate financing solutions, but eligibility and ticket size vary.
Documents typically required include business registration proof, financial statements, bank statements, GST returns, income tax returns, and KYC documents of the business owners or directors.